Canadian Payday Loans

Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Get Up To $1,500

Download Our Mobile App Now!

Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

If you are looking for an online payday loan in Canada, then Focus Financial Corp. can help. Payday loans are small, short term loans which can be useful if you are having a financial emergency, and need a little extra help until payday. There are many companies offering this service, but none that have the exceptional customer service, and high approval rates of Focus Financial.

What do you need to qualify for an online payday loan in Canada?

You must be:

At least 19 years of age
Employed for at least 3 months
Make at least $1000 a month
Be able to provide the last 60 days of your bank statement, showing your payroll being deposited

How does it work?

To apply for a payday loan you simply fill out our online application form. This will only take five minutes. We then need to see the last 60 days of your bank statement. The easiest way to do this is by using our screenshot utility. This is a screen capture programme that will send us shots of your online banking automatically, there is no need to physically send in any documents.

What happens next?

Once we receive your bank statement, we will process your application within an hour. You will receive notification from us by email, letting you know if your application has been approved. We have an extremely high approval rate, and aim to approve nearly every customer that applies.

How will I receive my money?

We send the funs by email money transfer. This will only take thirty minutes, and you can deposit it straight into your account. On your next payday we will debit the repayment directly from your account. At this point you are free to apply for another loan, should you wish to.