Borrow up to $1,500! Get funds in as little as 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

Focus Financial has been providing short term loans to Canadians since 2008 

Quality Customer Service

We are here to help you every step of the way, by phone or email

High Approval Rate

We know not everybody is the same, we take a unique step for every application            

Fast Turn Around

Same day funding, apply today and get approved today

No Faxing Required

Use our online verification for the fast and easiest process online

Easily Apply Online

Our applications take no time at all to fill, be done easily within 5 minutes


If you are looking for an online payday loan in Canada, then Focus Financial Corp. can help. Payday loans are small, short term loans which can be useful if you are having a financial emergency, and need a little extra help until payday. There are many companies offering this service, but none that have the exceptional customer service, and high approval rates of Focus Financial.


What do you need to qualify for an online payday loan in Canada?

You must be:

  • At least 19 years of age
  • Employed for at least 3 months
  • Make at least $1000 a month
  • Be able to provide the last 60 days of your bank statement, showing your payroll being deposited


How does it work?

To apply for a payday loan you simply fill out our online application form. This will only take five minutes. We then need to see the last 60 days of your bank statement. The easiest way to do this is by using our screenshot utility. This is a screen capture programme that will send us shots of your online banking automatically, there is no need to physically send in any documents.


What happens next?

Once we receive your bank statement, we will process your application within an hour. You will receive notification from us by email, letting you know if your application has been approved. We have an extremely high approval rate, and aim to approve nearly every customer that applies.


How will I receive my money?

We send the funs by email money transfer. This will only take thirty minutes, and you can deposit it straight into your account. On your next payday we will debit the repayment directly from your account. At this point you are free to apply for another loan, should you wish to.

Canadian Payday Loans
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