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Focus Financial is a leading provider of online payday loans and cash advances in Canada. Every single day we are helping thousands of Canadians fulfill their financial needs with our payday loans. In just minutes, you can get the quick, immediate cash you need from our payday loans to pay a nearly overdue bill or to get your family or friend through an emergency situation that requires immediate financial access. The convenience we offer with our online payday loan application is phenomenal due to the faxless payday loan options we offer, the competetive cash advance rates we have and the great and  friendly service we provide. At Focus Financial, we have the systems, the ambience and the professionalism of a traditional bank and our secure online payday loan application process allows you to apply from anywhere in Canada. Create your account today by applying for a payday loan and get the payday advance you need within the next 30 minutes!!!

How can I apply?

You can easily apply for an online payday loan with us from anywhere in Canada by clicking on the “New Customers” link and entering in all your general information. The best part about our application process is that we do not take bad credit into account. This is why payday loans can be sometimes called “bad credit loans”. Whether you have bad credit, no credit or gone bankrupt previously, we will still consider you for a payday loan. All you need to show us is a good ability to pay back the cash advance lent and we will send you an email money transfer at which point you can then directly deposit into your bank account within 30 minutes!

What are the qualifications?

We are not very strict when it comes to qualifications. There are some main requirements in order to receive payday loans from us which are: you must be at least the legal age of majority in your province or territory (except Quebec where we do not offer payday loans), you must be a Canadian citizen or resident, you must be working a job at least part-time and make at least $1000 per month, you must have passed your probationary period at your place of employment (three months working at your current employer), you must have payroll deposits showing from your employer on a consistent basis and you must provide us with the information and documentation we need to process your application. Most Canadians fit these qualifications and if not, at times, we make exceptions—so go ahead and apply right now!

What documentation is needed?

When applying for online payday loans with us, we will need the last 60 days of your bank statement either faxed or emailed to us along with a void cheque. We may request other documents when apply for a payday loan in Canada depending on the circumstances.

Why would I ever need a payday loan?

Payday loans are there for you when you have more month than money. In other words, our clients like to have payday loans available to them when they run out of money and they need a cash advance to bridge the financial gap until their next payday. Payday loans are extremely convenient when in need of quick, immediate cash for emergency situations or to make a bill payment to avoid nasty fees, sky-rocketing credit card late payment fees or tarnished credit. When you don’t need to step out of your house to get a payday loan, why wouldn’t you want that extra cash that most people need?

Why would I apply with Focus Financial Corp.?

Focus Financial Inc. makes your online application experience a breeze. You can literally apply online for our payday loans from anywhere in Canada, 24 hours a day and 7 days a week. Not only that, but you can apply within 5 minutes! Upon receipt of your application, we can process you application in as little as 10 minutes and you can receive your payday advance in as little as 20 minutes from being approved. We offer faxless payday loan options, very cheap and competitive cash advance rates in the Canadian payday loan industry, a worry-free direct debit option and excellent and friendly customer service that is next to none. On top of all that, our staff at Focus Financial Inc. care about your wellbeing. We are ready to serve you anytime you need payday loans and are even there to make those more personal touches like remembering your birthday. Apply with us today for your payday loan needs and you will be extremely satisfied.