BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
5 Star Ratings on Google
5/5
What Our Customers Have To Say
Emma
Emma
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

Millions of Canadians struggle with bills and overwhelming financial commitments every month. Sometimes we all need a little help. Getting an easy payday loan can be a great way to ease financial discomfort until your next payday. With Focus Financial you can apply for a loan online, and get the money the same day. We make the process as easy as possible, so you have one less thing to worry about.

 

How to apply

In order to apply for an easy online payday loan, you must meet our general criteria. You must:

  • Be at least 19 years of age
  • Have been employed for at least three months
  • Or, be in receipt of CPP benefits
  • Make at least $1000 a month
  • Be able to provide the last 60 days of your bank statement, showing your payroll being deposited

 

If you meet the requirements then you can apply online at our website. The application will only take a few minutes to complete. Once you have filled out the application form, you will be shown how to use our faxless utility to take screenshots of the last days of you bank statement.

Once we receive your statement, we will process the application within the hour. We will review all of your information and contact you to let you know if you are approved. Once approved, we will send the money by email money transfer. This will reach you within 30 minutes. On your next payday we will simply debit the amount due from your bank account.

The entire process is straightforward and hassle free. Focus Financial prides itself on making payday loans as easy and convenient as possible. Apply today for the quick cash that you need.