Borrow up to $1,500! Get funds in as little as 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

Focus Financial has been providing short term loans to Canadians since 2008 

Quality Customer Service

We are here to help you every step of the way, by phone or email

High Approval Rate

We know not everybody is the same, we take a unique step for every application            

Fast Turn Around

Same day funding, apply today and get approved today

No Faxing Required

Use our online verification for the fast and easiest process online

Easily Apply Online

Our applications take no time at all to fill, be done easily within 5 minutes


Millions of Canadians struggle with bills and overwhelming financial commitments every month. Sometimes we all need a little help. Getting an easy payday loan can be a great way to ease financial discomfort until your next payday. With Focus Financial you can apply for a loan online, and get the money the same day. We make the process as easy as possible, so you have one less thing to worry about.


How to apply

In order to apply for an easy online payday loan, you must meet our general criteria. You must:

  • Be at least 19 years of age
  • Have been employed for at least three months
  • Or, be in receipt of CPP benefits
  • Make at least $1000 a month
  • Be able to provide the last 60 days of your bank statement, showing your payroll being deposited


If you meet the requirements then you can apply online at our website. The application will only take a few minutes to complete. Once you have filled out the application form, you will be shown how to use our faxless utility to take screenshots of the last days of you bank statement.

Once we receive your statement, we will process the application within the hour. We will review all of your information and contact you to let you know if you are approved. Once approved, we will send the money by email money transfer. This will reach you within 30 minutes. On your next payday we will simply debit the amount due from your bank account.

The entire process is straightforward and hassle free. Focus Financial prides itself on making payday loans as easy and convenient as possible. Apply today for the quick cash that you need.


Easy Payday Loans
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