BORROW UP TO

$1,500!​

5-Minute Application With No Credit Check​

4.7/5

What Our Customers Have To Say

Graham
Graham
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Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
Anne
Anne
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The service was quick and customer service representatives were helpful and friendly.
Eric
Eric
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Very professional, respectful and quick to answer questions or concerns.
Cheryl
Cheryl
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Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
John
John
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Customer service today was great answered all my questions and was great helping me with my banking issues.
Ruth
Ruth
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First time using this company. Extremely fast service and no hassles. I highly recommend them!
Eric
Eric
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Friendly fast and efficient. Great company to deal with and the application is straightforward.
Joanne
Joanne
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I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Andy
Andy
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Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Lisa
Lisa
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Very quick online application and very friendly customer service.
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3 Easy Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a Loan Is Easy! All Types of Income Are Accepted!

At Focus Financial, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get a Loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac
e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Hidden Fees Or Charges

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

GET UP TO $1,500!​

Download Our Mobile App Now!

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

If you are looking for payday loans till payday, then look no further than Focus Financial. We offer quick and easy payday loans, even if you have bad credit. Our aim is to provide a reliable and efficient service, so that you no longer have to worry when you have a financial emergency.

 

How does it work?

To apply for a cash advance with Focus Financial you simply fill out our online application form. This only takes a few minutes, and you will get a response from us immediately.

 

Do I have to send in any documents?

With our entirely faxless system, there is no need to physically send in any documents. We have an online screenshot programme, which enables you to take screen captures of your online banking. They are then sent to us automatically. Once you fill out the application, you will be walked through exactly how to use this programme. It really could not be easier. You can also email your bank statement if you prefer.

 

How long until I get the money?

Once we receive all of your information, the process is usually completed within an hour. A member of our friendly customer service team will process your application, and contact you to let you know if you have been approved. We then send the funds by email money transfer, which means the money will be with you within 30 minutes.

 

When do I pay the loan back?

Repayment of your loan is hassle free. We will debit the amount due on your next payday, directly from your bank account. At this point if you wish to take out another loan, then you may do so.

 

So, if you are in need of financial assistance, and want a loan till payday, then apply today with Focus Financial. Like hundreds of our other customers, you will not be disappointed.