BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
5 Star Ratings on Google
5/5
What Our Customers Have To Say
Emma
Emma
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

If you are looking for payday loans till payday, then look no further than Focus Financial. We offer quick and easy payday loans, even if you have bad credit. Our aim is to provide a reliable and efficient service, so that you no longer have to worry when you have a financial emergency.

 

How does it work?

To apply for a cash advance with Focus Financial you simply fill out our online application form. This only takes a few minutes, and you will get a response from us immediately.

 

Do I have to send in any documents?

With our entirely faxless system, there is no need to physically send in any documents. We have an online screenshot programme, which enables you to take screen captures of your online banking. They are then sent to us automatically. Once you fill out the application, you will be walked through exactly how to use this programme. It really could not be easier. You can also email your bank statement if you prefer.

 

How long until I get the money?

Once we receive all of your information, the process is usually completed within an hour. A member of our friendly customer service team will process your application, and contact you to let you know if you have been approved. We then send the funds by email money transfer, which means the money will be with you within 30 minutes.

 

When do I pay the loan back?

Repayment of your loan is hassle free. We will debit the amount due on your next payday, directly from your bank account. At this point if you wish to take out another loan, then you may do so.

 

So, if you are in need of financial assistance, and want a loan till payday, then apply today with Focus Financial. Like hundreds of our other customers, you will not be disappointed.