Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Keith
Keith
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Quick, efficient and friendly. These people get 5 stars and a big THANK YOU for the help!!
Josh
Josh
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Was a very quick and easy process and the customer service was great
Michelle
Michelle
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I’ve been with Focus for years and I’ve had a great experience with the staff and the service is fast
Rob
Rob
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Focus Financial is very is to deal with and quick i would recommend to anyone who needs a loan
Gail
Gail
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Been with Focus Financial for many years. I have always had excellent service.
Sharon C
Sharon C
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Focus Financial makes it so easy to receive as well as repay loans.
Customer
Customer
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Reliable and there when you need them. I've been using this service for over a year now and they are great!!
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Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

Why choose an online payday loan?

 

When you are short on cash and need a quick solution then an online payday loan is the perfect option. An instant payday loan can be more convenient than a traditional bank loan as you can get the money immediately and you just pay it back on your next payday. Receiving a cash advance online takes very little time and requires minimal effort. It is ideal if you find yourself in an emergency situation but do not have the time, or do not want to go to a storefront for a quick loan. If you are looking for a hassle free process and instant cash, then online payday loans are the answer!

 

Why choose Focus Financial Corp.?

 

With Focus Financial Corp. you can get an instant online payday loan from the comfort of your own home, you don’t even need to leave the couch!  All you need to do is fill out the simple online application form, and you can have the quick cash you need within an hour. Focus Financial Corp. also provides completely faxless payday loans. The easy to use screenshot utility allows you to send your bank statement for the last sixty days with no inconvenience or fuss. The excellent and friendly customer service team will process your request quickly so that you can receive your cash advance within no time at all. Worried about your credit? Well there’s no need to! Focus Financial Corp. provides bad credit loans, so people in all situations can be approved. So if you need a quick and easy solution to your financial needs then look to Focus Financial Corp. for payday loans online.

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $300.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 (391.07% APR) Total To Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]

* Once your loan application is approved during our business hours.

© 2021 Focus Financial Inc.