BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
5 Star Ratings on Google
5/5
What Our Customers Have To Say
Emma
Emma
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

How do I qualify for a payday loan?

To qualify for a payday loan you must be 19 years of age, and have been employed for at least three months with the same company. You must make at least $1000 a month, and you must be able to provide the last 60 days of your bank statement. If you meet these criteria then you are eligible to apply for a payday loan with Focus Financial.

 

How do I apply?

To apply for a cash advance with Focus Financial, you simply fill out the online application form. This will only take a few minutes, and you will receive a response immediately. Everything is done online, and you will be contacted by email. However, you can also contact our friendly customer service team by phone at any point if you have any questions or concerns.

 

Do I need to fax any documents?

No! With the easy to use Faxless Utility, you can submit screenshots of your bank statement, without having to send in any documents. The programme is very straight forward to use. When you fill out the application form you will be guided through how to take the screenshots. The whole process will only take a few minutes, and the pictures will reach our loan officers immediately. This enables your application to be processed in record time.

 

When will I receive the funds?

You will be notified by email when your loan has been approved. We send the funds by email money transfer, which will reach you within 30 minutes. There is no quicker or more efficient way to receive a payday loan in Canada, so apply today.