Borrow up to $1,500! Get funds in as little as 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

Focus Financial has been providing short term loans to Canadians since 2008 

Quality Customer Service

We are here to help you every step of the way, by phone or email

High Approval Rate

We know not everybody is the same, we take a unique step for every application            

Fast Turn Around

Same day funding, apply today and get approved today

No Faxing Required

Use our online verification for the fast and easiest process online

Easily Apply Online

Our applications take no time at all to fill, be done easily within 5 minutes


How do I qualify for a payday loan?

To qualify for a payday loan you must be 19 years of age, and have been employed for at least three months with the same company. You must make at least $1000 a month, and you must be able to provide the last 60 days of your bank statement. If you meet these criteria then you are eligible to apply for a payday loan with Focus Financial.


How do I apply?

To apply for a cash advance with Focus Financial, you simply fill out the online application form. This will only take a few minutes, and you will receive a response immediately. Everything is done online, and you will be contacted by email. However, you can also contact our friendly customer service team by phone at any point if you have any questions or concerns.


Do I need to fax any documents?

No! With the easy to use Faxless Utility, you can submit screenshots of your bank statement, without having to send in any documents. The programme is very straight forward to use. When you fill out the application form you will be guided through how to take the screenshots. The whole process will only take a few minutes, and the pictures will reach our loan officers immediately. This enables your application to be processed in record time.


When will I receive the funds?

You will be notified by email when your loan has been approved. We send the funds by email money transfer, which will reach you within 30 minutes. There is no quicker or more efficient way to receive a payday loan in Canada, so apply today.

Payday Loan
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