Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Keith
Keith
Read More
Quick, efficient and friendly. These people get 5 stars and a big THANK YOU for the help!!
Josh
Josh
Read More
Was a very quick and easy process and the customer service was great
Michelle
Michelle
Read More
I’ve been with Focus for years and I’ve had a great experience with the staff and the service is fast
Rob
Rob
Read More
Focus Financial is very is to deal with and quick i would recommend to anyone who needs a loan
Gail
Gail
Read More
Been with Focus Financial for many years. I have always had excellent service.
Sharon C
Sharon C
Read More
Focus Financial makes it so easy to receive as well as repay loans.
Customer
Customer
Read More
Reliable and there when you need them. I've been using this service for over a year now and they are great!!
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

 

Why would I apply for a payday loan?

If you are having a financial emergency, need quick access to funds, or simply need a few more dollars to tide you over until your next payday, then a cash advance could be what you’re looking for. Online payday loans can be a useful tool for any financial dilemma you may find yourself in. They are small, short term loans, which can be easily paid back in one go. They should be used with caution, and you should never borrow more than you can afford to pay back.

 

Where would I apply for a payday loans in Alberta?

If you are looking for an online payday loan in Alberta, then Focus Financial Corp. is the company you should be using. They have nearly a decade of experience in the payday loan business, and have been serving Albertans faithfully that entire time. The speedy, friendly, and trustworthy service provided by Focus Financial is unparalleled within the industry.

 

How does it work?

To apply for an online payday loan with Focus Financial, you simply fill out the application on the website. This could not be easier, and will only take a few minutes. Once you have completed the application, all you have to do is send in your bank statement using the hassle free faxless utility. This means you don’t have to physically send in any documents. A few snaps of the screen and everything is complete. Once this is done, one of the friendly and efficient customer services representatives will personally process your application within an hour.

 

How long does it take to receive my money?

Focus Financial has an extremely high approval rate, aiming to approve each and every application if possible. The money is either directly deposited into your bank account, or sent by email money transfer. The latter of which, only takes thirty minutes.

 

When do I pay the loan back?

Paying the loan back requires no effort on your part. Focus Financial will debit the repayment directly from your account, on your next payday. At this point you are free to apply for another loan, if you so require.

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $300.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 (391.07% APR) Total To Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]

* Once your loan application is approved during our business hours.

© 2021 Focus Financial Inc.