BORROW UP TO

$1,500!​

5-Minute Application With No Credit Check​

4.7/5

What Our Customers Have To Say

Graham
Graham
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Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
Anne
Anne
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The service was quick and customer service representatives were helpful and friendly.
Eric
Eric
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Very professional, respectful and quick to answer questions or concerns.
Cheryl
Cheryl
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Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
John
John
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Customer service today was great answered all my questions and was great helping me with my banking issues.
Ruth
Ruth
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First time using this company. Extremely fast service and no hassles. I highly recommend them!
Eric
Eric
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Friendly fast and efficient. Great company to deal with and the application is straightforward.
Joanne
Joanne
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I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Andy
Andy
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Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Lisa
Lisa
Read More
Very quick online application and very friendly customer service.
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3 Easy Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a Loan Is Easy! All Types of Income Are Accepted!

At Focus Financial, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get a Loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac
e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Hidden Fees Or Charges

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

GET UP TO $1,500!​

Download Our Mobile App Now!

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

Why would I need a payday loan?

Payday loans are sometimes necessary to bridge that financial gap until your next payday. They can be needed for a number of reasons – emergency car repairs, an unexpected vet bill, or even that little black dress that you need to have! Whatever the reason, a cash advance is a small loan which usually lasts two weeks and is paid back on your next payday.

 

How do I apply?

With Focus Financial Corp. you can apply online with our quick and easy application form. Or if you want to apply in person then you can visit our local store front. Whichever way you choose to apply, we make it hassle free for you.

 

What documents do I need?

For online applications we need to see the last 60 days of your bank statement. You can do this through our online screenshot utility, which enables you to take screen captures of your bank statement, which are then sent directly to us. There is no faxing required, and we will be able to view your statement within seconds of you sending it, making the process extremely speedy and efficient.

If you prefer to visit our store and apply in person, then we will need you to bring a few extra documents. We will need to see the last 60 days of your bank statement, your most recent paystub, a pre authorized debit form, proof of address, and photo ID. One of our friendly customer service team will take a look at your documents and process your application then and there.

 

How do I get my money?

If you apply online then we will send you the funds by email money transfer. This takes 30 minutes or less, so there is no waiting around for the funds to be deposited into your bank account as with other payday loan companies.

If you decide to come and see us in person, then you can walk away with cash in your hand. Simple as that!

 

So don’t hesitate, apply with Focus Financial Corp. today.