Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Keith
Keith
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Quick, efficient and friendly. These people get 5 stars and a big THANK YOU for the help!!
Josh
Josh
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Was a very quick and easy process and the customer service was great
Michelle
Michelle
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I’ve been with Focus for years and I’ve had a great experience with the staff and the service is fast
Rob
Rob
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Focus Financial is very is to deal with and quick i would recommend to anyone who needs a loan
Gail
Gail
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Been with Focus Financial for many years. I have always had excellent service.
Sharon C
Sharon C
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Focus Financial makes it so easy to receive as well as repay loans.
Customer
Customer
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Reliable and there when you need them. I've been using this service for over a year now and they are great!!
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Get Up To $1,500​

Download Our Mobile App Now!

Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

 

Why would I need a payday loan?

Payday loans are sometimes necessary to bridge that financial gap until your next payday. They can be needed for a number of reasons – emergency car repairs, an unexpected vet bill, or even that little black dress that you need to have! Whatever the reason, a cash advance is a small loan which usually lasts two weeks and is paid back on your next payday.

 

How do I apply?

With Focus Financial Corp. you can apply online with our quick and easy application form. Or if you want to apply in person then you can visit our local store front. Whichever way you choose to apply, we make it hassle free for you.

 

What documents do I need?

For online applications we need to see the last 60 days of your bank statement. You can do this through our online screenshot utility, which enables you to take screen captures of your bank statement, which are then sent directly to us. There is no faxing required, and we will be able to view your statement within seconds of you sending it, making the process extremely speedy and efficient.

If you prefer to visit our store and apply in person, then we will need you to bring a few extra documents. We will need to see the last 60 days of your bank statement, your most recent paystub, a pre authorized debit form, proof of address, and photo ID. One of our friendly customer service team will take a look at your documents and process your application then and there.

 

How do I get my money?

If you apply online then we will send you the funds by email money transfer. This takes 30 minutes or less, so there is no waiting around for the funds to be deposited into your bank account as with other payday loan companies.

If you decide to come and see us in person, then you can walk away with cash in your hand. Simple as that!

 

So don’t hesitate, apply with Focus Financial Corp. today.