BORROW UP TO

$1,500!​

5-Minute Application With No Credit Check​

4.7/5

What Our Customers Have To Say

Graham
Graham
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Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
Anne
Anne
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The service was quick and customer service representatives were helpful and friendly.
Eric
Eric
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Very professional, respectful and quick to answer questions or concerns.
Cheryl
Cheryl
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Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
John
John
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Customer service today was great answered all my questions and was great helping me with my banking issues.
Ruth
Ruth
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First time using this company. Extremely fast service and no hassles. I highly recommend them!
Eric
Eric
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Friendly fast and efficient. Great company to deal with and the application is straightforward.
Joanne
Joanne
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I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Andy
Andy
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Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Lisa
Lisa
Read More
Very quick online application and very friendly customer service.
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3 Easy Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a Loan Is Easy! All Types of Income Are Accepted!

At Focus Financial, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get a Loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac
e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Hidden Fees Or Charges

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

GET UP TO $1,500!​

Download Our Mobile App Now!

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

Payday Loan in Fernie, British Columbia: Getting You Through A Financial Crisis

When a financial emergency hits Focus Financial is here to help. With a short term payday loan from Focus Financial your stress can be eliminated quickly.

Our minimum requirements are simple!
*are you 19 years of age?
*are you currently employed for a minimum of two months?
*have a minimum income of $1000 a month

Do you meet those three requirements? You have officially been pre approved and can submit an online application and see why the citizens of Fernie, British Columbia choose us to provide their payday loan needs. After submitting an online application please submit a 60 day statement, your most recent paystub & a direct deposit/void cheque and our team will process and send out your payday loan in an instant.

We are open to any and all Fernie, British Columbia residents with active banking accounts and upon approval your funds can be wired through electronic deposit transfer or even faster reliable email money transfer.

If you were to have any questions or concerns our team will be able to answer any and all questions to help you by phone or email. Apply now and receive your much needed funds in no time at all!