Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Keith
Keith
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Quick, efficient and friendly. These people get 5 stars and a big THANK YOU for the help!!
Josh
Josh
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Was a very quick and easy process and the customer service was great
Michelle
Michelle
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I’ve been with Focus for years and I’ve had a great experience with the staff and the service is fast
Rob
Rob
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Focus Financial is very is to deal with and quick i would recommend to anyone who needs a loan
Gail
Gail
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Been with Focus Financial for many years. I have always had excellent service.
Sharon C
Sharon C
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Focus Financial makes it so easy to receive as well as repay loans.
Customer
Customer
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Reliable and there when you need them. I've been using this service for over a year now and they are great!!
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Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

 

Payday loans are small, short term loans that are paid back on your next payday. They are designed to help out with an unplanned financial emergency, or when your credit status makes borrowing with traditional lenders difficult. A cash advance can be a very useful tool, when used in the correct manner.

There are a few things to be aware of when applying for a payday loan:

  • Be sure you choose a reputable firm with great reviews, such as Focus Financial Corp.
  • Only borrow what you can afford to pay back
  • Pay back the loan on time to avoid costly late fees

 

If you are living in Kitchener, Ontario and are thinking about obtaining a payday loan, then look to Focus Financial to help you out. We are well experienced in providing payday loans to residents of Kitchener for nearly a decade. Our service is quick and reliable, and our approval rates are unparalleled.

What do you do next? Simply be sure you meet the following requirements, and then apply online:

  • 19 years of age
  • Employed for at least three months
  • Make at least $1000 a month
  • Be able to provide the last 60 days of your bank statement

If you meet these criteria then you are pre-approved! Apply now to get your money.

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $300.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 (391.07% APR) Total To Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]

* Once your loan application is approved during our business hours.

© 2021 Focus Financial Inc.