Payday Loans Ontario

Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

Where do I apply for a payday loan if I live in Ontario?

If you live in Ontario and want to apply for a payday day, all you have to do is apply online at Focus Financial Corp. We are the leading provider of payday loans in Ontario. The application is very straight forward, and only takes a few minutes to fill out. All you have to do is fill in a few personal details, and then you will receive an instant response via email.

Do I have to send in any information?

Our payday loan application process is entirely faxless! You do not need to send in any documents. Simply use our online screenshot utility programme. This enables you to automatically send us screen captures of your bank statement. The shots only take seconds to reach us, and it cuts out the hassle of scanning, or faxing paper work.

How quick can I get the money?

With some payday loan companies you may have to wait two business days to receive your funds, but not with Focus Financial. We send the money by email money transfer. This means your money will be with you within 30 minutes! You will struggle to find another company that can get the funds to you any quicker than that. We pride ourselves on getting you the cash you need, as quickly as possible.

What if I have bad credit?

No problem! Here at Focus Financial we do not weigh heavily on your credit status. We mainly use your bank statement to determine your eligibility for a loan. We have an extremely high approval rate, and work hard to try and approve each and every customer.

So, what are you waiting for? If you are looking for an online payday loan in Ontario, then apply today with Focus Financial Corp.

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $300.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 (391.07% APR) Total To Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]

* Once your loan application is approved during our business hours.