BORROW UP TO

$1,500!​

5-Minute Application With No Credit Check​

4.7/5

What Our Customers Have To Say

Graham
Graham
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Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
Anne
Anne
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The service was quick and customer service representatives were helpful and friendly.
Eric
Eric
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Very professional, respectful and quick to answer questions or concerns.
Cheryl
Cheryl
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Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
John
John
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Customer service today was great answered all my questions and was great helping me with my banking issues.
Ruth
Ruth
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First time using this company. Extremely fast service and no hassles. I highly recommend them!
Eric
Eric
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Friendly fast and efficient. Great company to deal with and the application is straightforward.
Joanne
Joanne
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I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Andy
Andy
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Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Lisa
Lisa
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Very quick online application and very friendly customer service.
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3 Easy Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a Loan Is Easy! All Types of Income Are Accepted!

At Focus Financial, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get a Loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac
e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Hidden Fees Or Charges

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

GET UP TO $1,500!​

Download Our Mobile App Now!

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

Payday loans are a quick and easy way to get some speedy cash, and relieve a financial emergency. Focus Financial offers payday loans with no faxing, making the process even more convenient. You can apply from the comfort of your own home, or on the go from your mobile device. There is no need to send in any documents. Getting money is hassle free, and you usually receive the funds within an hour.

 

How does the faxless utility work?

Our faxlesss screenshot utility is simple and easy to use. First, you save the programme to your computer. Then you will be prompted to log into your online banking. Once you are logged in, you bring up the last 60 days of your banking history, and press the button to take a screenshot. It’s as simple as that!

 

What happens next?

Once we receive your screenshot, one of our customer service team will take a look at it and process your application. They will get back to you within an hour, and let you know if you are approved. We make the effort to approve as many applicants as possible.

Once you are approved, we will send you the loan by email money transfer. This will reach you within 30 minutes.

Repayment of the loan happens through direct debit of your bank account on your next payday. At this point you are free to take out another loan, if necessary.

 

Online payday loans have never been easier than with Focus Financial’s faxless application. If you need quick and easy access to funds, then look no further.