Quick Cash Loans

Borrow Up To $1,500

Get funds in minutes*!

5-minute application
with no credit check

Excellent

Get Up To $1,500

Download Our Mobile App Now!

Trusted Lender

Secure Application

Fast Approvals

3 Simple Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a loan is easy! All types of income are accepted!

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why get a loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Faxing & Emailing Documents

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

What is a payday loan?

A payday loan is a small, short term loan that you pay back on your next payday. Quick cash loans are a simple and effective way to bridge that financial gap until your next payday. Focus Financial offers online cash advances of up to $500 for a first time borrower. In order to qualify for a loan you must first meet our general criteria.

Qualifications

You must be at least 19 years old
You have been working for at least three months with the same company
Or, are receiving CPP
Have an income of at least $1000 a month
Are able to provide the last 60 days of your bank statement

How do I apply?

Fill out our online application form
Use our faxless screenshot utility to take pictures of your banking history
Wait for one of our customer service agents to get back to you within the hour
Sit back, relax, and wait for your email money transfer

Applying for a quick cash loan has never been easier than with Focus Financial. We pride ourselves on our excellent customer service and high approval rates. See for yourself and apply today.