Borrow up to $1,500! Get funds in as little as 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

Focus Financial has been providing short term loans to Canadians since 2008 

Quality Customer Service

We are here to help you every step of the way, by phone or email

High Approval Rate

We know not everybody is the same, we take a unique step for every application            

Fast Turn Around

Same day funding, apply today and get approved today

No Faxing Required

Use our online verification for the fast and easiest process online

Easily Apply Online

Our applications take no time at all to fill, be done easily within 5 minutes


Bad credit? No problem!


If you are asking yourself, ‘Can I apply for payday loans with bad credit?’ The answer is yes. Unlike many financial institutions, Focus Financial Corp. offers payday loans for people with bad credit. We have all had financial emergencies. Your car breaks down, you have a medical bill to pay, or you miss work due to a family emergency and find yourself without a pay cheque. Unfortunately situations like this can lead to difficulties paying back money owed and result in poor credit. Even if these problems are in your past, it can be a long road back to a healthy credit score. Focus Financial Corp. understands that sometimes it takes time to get back on your feet, or certain times of the year can be more financially challenging than others. With this in mind they provide bad credit loans without basing the decision entirely on your credit history.


What if I’ve declared bankruptcy in the past?


Regardless of credit, you can still qualify for short term loans. Even if you have declared bankruptcy in the past, you can still receive fast cash. In fact continuing to borrow with Focus Financial Corp. enables you to build up a good credit history with them, and results in higher credit limits and faster service. Simply fill out the quick and easy online payday loan application, and you will receive your money the same day. Focus Financial Corp. makes it easy with a completely faxless payday loan service.


So what am I waiting for?


Apply today for bad credit payday loans. Regardless of your situation you can get the quick cash loan that you need!

Bad Credit Loans
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